The world is continuously growing one way or another. From arts to politics, everything is shaping into the better. With architecture, the same progress goes. It takes every piece of idea to put a project to reality. Architects think, carpenters create, then normal people like us live in the beautifully created homes we sought to dream of.
Before an architect puts their idea to mind, the land where the project will be located should be first considered. For this trick, seek Belgravia Green in Singapore, a showflat and exclusive property developer with services at an affordable price. The art of blending beauty and functionality It takes creative minds to build a community of artistic taste. Most exclusively developed lands start from scratch by inventing ideas with their imagination. Then, they put to plan the projects they’d want to built. This is the case for Belgravia Green. Blending beauty and functionality is the goal. To do this, think about the image you want to establish. For Belgravia Green, their style is almost an office-like image but with the relaxation of staying at home. They take the sharp and rich image of high-end businesses and put it together with the relaxing ambiance of being at home. Their architectural style can be attributed to Belgravia, a district in Central London shared by both the City of Westminster and the Royal Borough of Kensington and Chelsea. It’s no surprise since Singapore was once a part of the British colony. If there’s one thing we can appreciate, it’s the influence of British architecture on Singapore soil. Their European style can be seen from all over Singapore, and that’s what Belgravia Green wants to develop The attention to detail can also be seen in Belgravia Green’s work. From their buildings to condominiums, the British influence and art style can be seen. And since the modern world is constantly changing, their style is up to date. Pitching a location The location of a home should be suited best for the owner’s taste. What comes to mind is the surrounding environment. Is the view beautiful to look at? Will it be a convenient set-up when you’re going the gym or club house? Think of any possible ideas to consider to make sure this location is perfect. The idea is to create an ideal community of social occupants. Every location, from the gymnasium to club house, is planned out to let the owners choose their preferred site. And while Choosing your price Belgiava Green’s pricing is explicitly stated to show transparency. There unit types show different prices depending on the area of square feet:
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We all know that finding a place to settle is not an easy task as there are a lot of things to consider. With all the flyers and ads scattered all around Singapore about properties and condominium units for sale, you just would not know! Sometimes we get a very good place that meets all our standards, but the location is too far from our workplace, school, or other concerned area. Well, at least it be better for you to know ahead time! Here are more things you should remember when getting a condominium unit.
Location First off, of course you have to consider if the property you are going to get is very practical and convenient for you. You may want to get that charming little house overlooking the sea, but it is about a 4 hour drive from there to your workplace. What’s the point, right? Above all these aesthetics and luxury, at the end of the day,what we are going to consider is practicality and convenience. Choose a condo that is near any place of your concern. Weigh the restrictions As there are so many people already and several of them are monopolizing commodities, there are barely any more affordable lands for separate houses to build on. This is why condominiums became popular. As many of you are living in a single classy building, there may be some rules to follow. Everything may already be set but you have to get rid of your fur baby, or your pet. Would you do it? It is important that the condo suits your lifestyle and how you want to live it. Know your budget For how can you even get a place without a budget, right? Knowing and staying within your budget allows you to have a smooth transaction and of course, to get the place that you wanted. If so it does not meet your budget, there may be cheaper properties, or alternatives for you. There can also be loans and subsidies that you can inquire on to help you get your home, sweet home. Meeting your unit You have to be meticulous when it comes to this. You may have to meet your broker, the former property owner, the developer, and your neighbours. As with the establishment, is the size just enough for you and the stuff you have to move in? You may also want to check the amenities that the condominium can offer. Lastly, when all things are in place, read the contract well and make sure it is according to how it is introduced to you. Searching for the right unit for you is really tough but there are always, always ways! This is one of the needs we always have to address and there are many who are willing to help. In Singapore, there are websites and companies that can help you find the right property in just few clicks. Just make sure to visit these condominiums yourself to get a feel of the unit. The Singapore real-estate scene is alive and well. After showing signs of decline in the last four years, Singapore’s private residential property market has somehow recovered and is now showing vibrant signs of life.
And no one is as relieved as Singaporean themselves who have more actively engaged in this new healthy environment. A living proof of this revitalized activity is the resurgence in the number of residential property for sale in Singapore. “But is it really that safe now?” First it must be clarified that the decline in recent years was never really that alarming to begin with. Many real-estate experts explained that the rate of decline, pegged somewhere between 10-12% between 2001 and 2010, was relatively too small to indicate or suggest any major collapse. These real-estate experts also point out that the various cooling measures implemented bu the Singaporean government to stop private property prices from climbing upwards are still firmly in place. And since by all indications, these measures were effective not just stop-gap measures but substantially relaxed some of the debilitating factors, lowered seller's stamp duty, and shortened minimum holding period which are all still in effect today. So any confidence in buying and selling of properties are well founded. But in addition, current real-estate market activity show that this confidence is largely being driven by the fact that many private property buyers and seller now believe that, unlike previous recoveries, prices are unlikely to increase as quickly as it did the last time. Buying and Selling in the New Environment And investors and owners who want to capitalize in this climate of opportunity are now asking the logical question: where to buy property in Singapore? At this point, there is perhaps no easy answer considering that the fallout of the real-estate recovery has extended from individual residential property to larger commercial properties. At the least, there are highly potentials directions and avenues to explore. In nutshell though, it is advisable to buy private property for living rather than for investment purposes. In other words, for those looking to invest, this may not be the best time since the market has just barely recovered and may remain unstable in the years to come. This puts a lot of risks on investments. Instead, the better choice is to buy for direct use. But for locals simply looking for a better housing unit, it is safe to buy a new home since whether or not the tides change and the market declines again, at least the private property purchase will not be in vain. Furthermore, landed private property in Singapore seem to be a more lucrative purchase and business potentials of condominiums and villas may not be a wise choice since rental demand in the country is still low. For sellers, the question is more or less the same: is this the best to sell property? At the outset, there appears no need to rush since market values are on the decline. But for those looking to quickly take advantage of low prices in Singapore, sell their property, and then buy a better one, the auction offers more incentive than regular market. Unknown to many, auctions are generally quick transactions and offer the advantages of reduced long-term carrying costs, including taxes and maintenance processing. Since auction exposes the property to a large number of pre-qualified prospects and immediately creates interests and even competition among buyers, it exponentially increases likelihood of getting rid of your old property and getting the chance to purchase a better one. Although selling property on-line may seem like a similar option, there is simply too much risk compared to auctions. The best real estate investments are the once that have the ability to provide a steady source of monthly while growing wealth through long-term asset appreciation. In this aspect, Nim Collection landed property proves to be one of the most sought after landed property in the country.
Still have your doubts? Here’s a checklist of what makes a good real estate investment. Let’s see how many Nim Collection gets. Characteristics of a good real estate investment
Catch New Properties Now! Find a Nim Collection new landed property! Nim Collection boasts properties…
Being ready to purchase your own home is something that most of us want to be. We understand that not everybody would be able to do this because there are a lot of things that are going on. You know what these are right? There are different bills we need to pay so we usually would put off saving for a house or for a property. But that is OK because we think that we can always invest sometime in the future.
When Exactly? The thing about saving for the future actually knows when you expect yourself to finish. If you really would want to plan and plan it well, then give yourself an exact date and an exact goal. For example, if you would want to be looking for a property for sale like some condo that you think you might be interested in investing in, then it would be better if you could attend open showrooms or talk to any real estate agent. You have to choose which location you would want and then scout the area. The thing is any residential property in Singapore doesn’t have to be the big ones. In Singapore, there are condos for sale that you may want to look in to. If you do not want to live in it yet, then you may want to turn that into a little business venture. Can I Really Earn? You see, buying a private property for sale in Singapore may not be solely used for living in it at once. The reality in big populated places is this; there are too many people but too few housing units. A lot of people go there to work. And if people swarm into a place that would mean that a lot of them would be looking for homes. So, what most people do is they try and rent a place. Now, if you would want to go by this, what you can do is purchase your own property and have it rented out. How Does This Work? Ok, we understand that buying a property is scary due to the monthly mortgage, right? Some are able to pay it off for a couple more years but then what can be done is this, by having the place rented out, you can earn part of the mortgage and get some part to be able to save for yourself. This may sound like a long shot but there is nothing so wrong about this. Just imagine you would be able to penetrate the real estate industry your own way. Buying a property is a good way for you to create a good financial portfolio. If you go ask any financial advisor, they would tell you that establishing a business in this industry is good because a property’s price would appreciate overtime. A lot of people are in need of land. Moreover, it is a type of resource that will never run out of clients. It is a necessity anytime. So, if you are looking at potential business ventures, then this might be something that you can really consider. If you are planning to start a business, you know that there are a lot of things to consider when finding a suitable property to serve as the office of the business. The most common issue with commercial properties is that it is very expensive. These properties are usually located in a commercial area where there is a heavy traffic of people that comes and go. It can be near a shopping mall, park, office complexes, or basically any place where there are a lot of business.
What some businessmen do is that they get a commercial mortgage. It is basically the same as a residential mortgage where the homeowners need a good credit score to pass, as well as get the term that is best suitable for their income. But there are actually some elements that are different when it comes to commercial mortgages. Commercial property loan rates could potentially be low especially if the business profits a lot but it is not always the case. The business must be able to generate an income that is greater than the what it owes which is one of the key factors of the loan being approved by the lender with a lower rate for the commercial property loan. There are definitely a huge difference in terms of the money involved in this type of loan that is why some business owners tend to take the time and review their commercial property financing options since there are many financing options that are available for them just as the same with residential financing options. There are many other differences in commercial loans compared to residential loans. Here are some other information: Term of payment – Typically, a residential mortgage term can last for around 15 to 25 years. Although this can be negotiated to make it short or longer, it would really depend on the lender if they are able to determine that the value of the home will be more expensive in the future. Down payment – For residential mortgages, there are times that some lenders may even provide zero down payment to a homeowner. This would really depend if you have a good credit history and if the house market is strong. The minimum down payment for a residential mortgage can range typically from 5% to 15%. As for commercial mortgages, the lenders know the risks of the business not being able to earn more than what it needs to pay that is why the down payment would be around 20% or possibly more. Penalties – Usually, you can pay off a residential mortgage at any time during the term. This does not matter if the term still has 20 years left or so and you will not be charged for any kind of penalty for paying it off. This is not the same for commercial property loans as there will be penalties if you are to pay off the rest of the loan before the term actually ends. This is because of the risk of the loan which was carefully considered by the lender. Source: https://smartrealestateagent.wordpress.com/2018/04/24/how-commercial-property-loans-differ-from-residential-loans/ Buying a property is one of the great investments you can have. It might be a huge step for you especially if it will be your first time to have your own property but your money will be worth it if you will be able to find the perfect property considering your needs and wants. If you want to make sure that you wouldn’t regret your purchase later on, below are the important things you need to consider when buying a property in Singapore.
Budget The most common thing that property buyers consider and also the first thing you need to consider is the budget. Although there are tons of properties you can find, you might not be able to purchase the properties because of their prices. It is the reason why you need to set a budget that will help you to narrow down your choices and will still be able to purchase the property that you will like. Just make sure to set a reasonable budget when buying private property in Singapore so that you won’t be disappointed with the properties you can purchase. Location The location of the property can greatly affect its price. Properties in prime location can be expensive while properties in other parts and location are more affordable. If you are not willing to invest on a property that is in great location, then you need to compromise this consideration. But if you are in Singapore to buy property in a certain location, then you should spend a lot of your time so that you can find a property that will suit with your budget and also located in your desired location. Property value Before buying a property you should always ask yourself if it’s really worth its price. Although you have a huge budget and it is in a prime location, you should also consider the property itself before making your decision. Is the price reasonable for the property’s size, structure, age, and type? If the answer is yes, then it is worth the purchase but if you are not sure about some of the considerations, then it will be better for you to check out other properties. Never purchase a property that you don’t think is worthy of your money because you will be regretting your purchase eventually. Neighbourhood Another thing you should consider when buying a property is the neighbourhood. You should make sure that the neighbourhood is safe for you and your family. Find out about the crime rate around the area and also the people who will be your potential neighbours. Aside from your safety, you must also know whether the property is accessible to public transportations, which is important to consider if you don’t have your own car or vehicle and you need to commute from your home to work. It is also recommended for you to choose a property that is near establishments that you need to have access to such as markets, shopping malls, restaurants, schools, office, or hospitals. Do a research about the neighbourhood so that you will know if it is the right property for your needs and wants. There are tons of properties that you can find and purchase which can be an advantage and disadvantage for buyers. It is great to have plenty of options because you will be able to find what you are looking for but deciding which one to purchase can be time consuming if you have many options. If you are planning to purchase a Singapore property for sale below are some of the things you need to remember.
Search online The best way to find a property that you are looking for is to search it online. Sellers post their properties online to reach many buyers which are why it is where you can find plenty of property postings. Searching online for property in Singapore for sale can also make the process easier and faster. You just have to visit websites and browse the properties available for purchase. You can also customize your search by providing how many bedrooms you like the property to have, how much is your budget, and other details that can affect your decision on what property you will purchase. Read details carefully When checking out properties online or in the printed advertisements, it is important for you to read the details of the property carefully. Make sure that you read all the details first before making inquiries or request for viewing. Find out if it is a property for sale by owner or an agent is selling it. You should also know the important information of the property such as the total size, how much is the selling price, if the property is new or old, and other details that you need to know as a buyer. Reading the details can be time-consuming but you need to do it so that you will not be misinformed. Make inquiries If you find properties that you are interested to purchase and you have questions for the sellers, don’t hesitate to make inquiries. You can ask questions if you are not satisfied with the information provided in the posting or if there details which are not included in the posting. Contact the seller by sending a message or calling them. Just make sure to find out when it is convenient for the sellers to be contacted so that you can also show that you respect their time. But if the seller took so long to respond that he or she required you to wait for days or even weeks, then you should consider checking out other properties because it seems that the seller is not really interested in selling the property. Visit the property If you already have top 3 or 5 properties that you are interested in buying, you should make time in visiting the properties before deciding which one to purchase. Never buy a property without seeing it in the actual because the photos of the property you saw online or in the ad posting might be totally different from its look in the actual. Set up a date and time that can be convenient for you and the seller so you can check out the property. Source: http://well-versedrealtor.doodlekit.com/blog/entry/4462810/things-to-remember-when-buying-property Although it rings true like church bells on the first day of spring and shoots straight like an arrow from a hunter’s long bow that the love for money can drive people to desperate measures that compromise their dignity and core beliefs, people still need to slave away in the workplace and work hard each and every day if they want to gain any ground in their respective careers. This goes especially true for dutiful parents and responsible breadwinners who are sick and tired of struggling to make ends meet thanks to all the financial obligations that they must juggle because all they want to do is provide a nice and comfortable life as well as build a secure future for their family especially their young children who rely on their every move. And that is why they wake up every morning with renewed purpose, grim determination and firm resolve to seize the day and overcome all of the challenges and obstacles that are hindering them from reaching their end goals and biggest dreams in life.
With that said, it is important for people to reward themselves every time they receive their precious and highly-anticipated pay checks to avoid burning out and feeling that they are going nowhere fast because they also need a big break and some form of reward every now and then that will motivate them to push forward even when they hit rough patches in their life. But before splurging on shopping sprees as they buy technological gadgets, the latest threads out in the market today and expensive jewellery that make them shine bright like a diamond, they need to make sure that they have enough cold cash in their pockets to deal with the current mortgage refinance rates that can bleed them dry if they do not handle their finances really well. After all, there is no sense in having a lot of luxurious items from shopping malls if they are homeless by the end of the month because they are not practical, discerning and wise with their expenditures. With that said, aside from doing their research about current mortgage rates in Singapore so that they can balance their books properly and avoid hitting a financial stonewall that can send them crashing towards bankruptcy, there are a lot of ways for people to enjoy monetary security and avoid cash problems as much as possible. First of all, instead of eating out in fast food joints and fancy first-class restaurants that charge an exorbitant fee for the meals that they serve, people should learn how to shop in markets and groceries so that they can cook their own food in the kitchen. After paying their bills and settling their current mortgage interest rates on the first day of the month, they need to set aside a lion’s share of their earnings on their savings bank account so that they can slowly but surely build a nice nest egg for the future. They can also start living a minimalist lifestyle with only the bare necessities needed to survive instead of falling prey to impulse buying every payday. Last but not the least, they can also start a small business of their own if they can spare some cash because this will help them earn a little extra on the side that will certainly help them in the future for sure. Source: https://smartrealestateagent.wordpress.com/2018/04/19/finding-financial-security-in-times-of-turbulent-trials-and-tribulations/ For all intents and purposes, it was a crisis. Short but a crisis nonetheless. Between 2009 and 2013, Singapore’s housing prices surged more than 60% due to rock-bottom global interest rates and quantitative easing in developed economies. This resulted to a decline in buyer confidence and from there emerged a new problem: a difficulty to sell private property in Singapore.
As a natural response, the government enacted a series of cooling measures in 2011 including lowering of seller's stamp duty and shortening the minimum holding period. As a result, it improved buyer confidence and enlivened the market. These cooling measures were very successful that they are still in effect in Singapore today. Real Estate Policies and Alternatives With this regulatory policies still enforced, there has been a steadily growing activity in property sale in Singapore and the public seem to be in still in a frenzy. A clear manifestation of this frenzy is how various locals have shown willingness to pay additional costs of luxurious high-end condominiums and extravagant waterfront villas. Consumer analysts have explained this frenzy as a sign that Singapore homeowners now want to ditch their old real-estate and residential property and move on to better ones. Another visible manifestation of this frenzy to sell property may be gleaned from a growing activity of public real-estate auctions. This is all the more significant since the auction is not a particularly preferred form of property selling. Yet the vibrant scene is convincing evidence that Singapore residents are looking for alternative means to sell their property fast. The Dangers of and Cautions for Auctions Auctions are generally quick transactions and are therefore advantageous to reduce long-term carrying costs, including taxes and maintenance processing. Since auction makes a property visible to the public, or at least, to a large number of pre-qualified prospects, it creates immediate interests and fosters a healthy competition among buyers. It also exponentially increases likelihood of quick purchases and is therefore a very clever strategy for those looking to sell their properties very quickly in order to buy and upgrade to a newer one just as fast. As a quick-fix solution to property selling in Singapore, there are also substantial dangers and many precautions that must be taken to make the most of this alternative selling mode. For those choosing to auction their property, it is important to set realistic prices. Often enough, it is tempting to raise prices in auctions due to the perceived notion of qualified bidders and that the biding process almost assures that the price of the item would go up anyway. Most people also would like to take opportunity of the current selling and buying frenzy in private property in Singapore. But putting a high price tag in a property may be a bad idea since there is a high probability that there are many properties out there that are also for sale and prospective buyers will most likely find a better choice. Property owners must set realistic asking prices that reflect the current soft market. In order to do this, owners can consult banks to get a valuation on their property or check the latest transacted prices of similar properties in the area through property portals. And more than anything else, hiring a real-estate agent is necessary before getting into an auction. Agents generally want to conclude a deal as quickly and this advantageous. They are also most likely knowledgeable of market prevailing prices, competitions, real-estate issues, client’s purchasing history, tax requirements and other such procedural nuisances. Source: http://reliablepropertyagent.blogspot.com/2018/04/selling-properties-through-auctions.html |